Technology Archive

In many parts of the world, particularly in emerging markets, women are at a stark disadvantage when it comes to obtaining a loan. Studies have shown that expanding access to credit for women would spur economic growth, yet the financial gender gap remains stubbornly wide. In fact, there are more than 70 countries where women cannot even open a bank account. According to Mary Ellen Iskenderian, president and CEO of the nonprofit Women’s World Banking, emerging financial technologies, or fintech, have the potential to revolutionize access to credit for women in low-income countries by allowing them to receive loans from […]

In 2015, a report from the McKinsey Global Institute found that up to $28 trillion could be added to global GDP by 2025 if women were allowed to achieve their full economic potential. Yet according to the World Economic Forum, there are more than 70 countries where women are not allowed to open bank accounts or obtain credit. The gender gap in financial account penetration tends to be widest in certain emerging markets, like South Asia, sub-Saharan Africa and parts of the Middle East. Even when financial services are available to them, women often face bias and discrimination at various […]

Technology has blurred all sorts of boundaries we used to take for granted—between work and leisure, between being alone and being with others, between private and public spaces. One boundary we still generally treat as sacrosanct, though, is the one around our own minds, which allows us to think for ourselves and to keep those thoughts private, whether they are rebellious, impolite or simply irrelevant. After all, the power to make up our own minds is an essential part of what makes us individuals. Technology may now be challenging this mental independence, too, and some of its applications could threaten […]

The internet today is on the brink of reaching a state of entropy, as anyone who tried to fill up the gas tank of their car anywhere along the Eastern Seaboard of the United States this week knows. Nearly a week after a crafty network of cybercriminals penetrated the databases of the company that operates the massive Colonial fuel pipeline, which runs nearly the entire length of the East Coast, the United States is still reeling from the crippling cyberattack. The ransomware attack forced the Colonial Pipeline company to close down a sizable portion of its 5,500-mile-long fuel conduit for […]

It may be some years before your AI-powered assistant can sit at your kitchen table, finishing off a haiku while debating the nuances of Shakespeare’s “The Tempest,” as imagined by Ian McEwan in his 2019 novel, “Machines Like Me.” Even if that always remains the stuff of fiction, AI, short for artificial intelligence, has already crept into daily life. It is now helping heart surgeons spot minor problems that go undetected in routine scans. It is similarly more accurate than human experts at interpreting mammograms to detect early stage breast cancer. And it is starting to solve the complexities of […]

What is it with technical standards these days? Suddenly, this closed and unwelcoming world populated by guys with shirt-pocket protectors working on incomprehensible documents thick with unexplained acronyms—as well as not-so-hilarious racism and misogyny under the flimsy cover of April Fool’s Day jokes—is today’s hot internet governance topic. To anyone familiar with the world of technical standards, it still feels incongruous to hear people like British Prime Minister Boris Johnson—who would be cruelly laughed out of the room at the Internet Engineering Task Force, one of the leading standards bodies—extolling the virtues of making “our voices heard more loudly in […]